OK...So we didn't get the first house and we (me especially) got over it and kept up the process. We looked at many houses in good areas but nothing seemed to fit us. It either had great bedrooms and no space anywhere else, or there was no yard area. Last week our credit score finally moved above the magical number and our mortgage broker advised us to find a house. We did and made an offer.
The property is bank owned and they had already accepted an offer of $250,000 but took so long to accept the offer that the buyers bought another house...supposedly the bank is taking the house to auction in November. We hope they accept our offer and we can move in by Thanksgiving.